Advancing, expanding, and protecting the experience of property ownership

For many families, their home is the single largest investment that they will make in their lifetimes.Homeowners depend on the strength and security of a reputable title insurance company to help protect their investment for years to come. Commercial investors have much the same needs, if at a different scale. FNF® is the leading provider of title insurance and escrow services, and North America’s largest title insurance company. Our title insurance underwriters collectively issue more title insurance policies than any other title company in the United States.

Operationally, FNF®’s management of its U.S. title underwriting and settlement services business is divided into four main areas: Direct Operations, Commercial Operations, Agency Operations, and ServiceLink. Throughout all our title operations, we focus on recruiting and maintaining experts that can manage each local office. These operational experts know the business, know how to evaluate and manage our cost structure, make appropriate adjustments to structure and services, and expand into new markets in opportunistic ways.

For more information on our legacy underwriters, visit our Underwriters page.

Direct Operations

FNF Direct Operations have a 41.2%25 market share

FNF® Direct Operations are a nationwide network of title and escrow professionals providing title insurance, underwriting, escrow and closing services to residential, local commercial and industrial clients, lenders, developers, attorneys, real estate professionals and consumers.

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Commercial Operations

FNF® Commercial Operations are industry leaders with unsurpassed experience and the know-how to get even the most complicated transactions closed. Our National Commercial Services (NCS) operations are strategically located in major metropolitan areas throughout the U.S. and serve as a single point of contact to expedite commercial transactions on a local and nationwide level, from simple to complex multi-state transactions, and everything in-between. From our in-house underwriting and legal counsel, to our team of motivated Escrow Officers, we have the most efficient closing process possible. Our commercial offices have had the privilege of closing some of the largest commercial real estate transactions in U.S. history.


Chicago Title Insurance Company National Commercial Services  Commonwealth Land Title National Commercial ServicesFidelity National Title Insurance Company National Commercial Services

Agency Operations

FNF Agency Operations support over 5,200 independent title agents nationwide

FNF®’s Agency Operations partners with title agents of all sizes to provide them with the resources, knowledge, and tools they need to not only succeed, but to thrive. Our network of high-quality agents spans across the entire United States and ranges from small one or two person operations to large national agencies. From residential to commercial transactions, we provide the same unparalleled underwriting expertise and service to each and every one of our independent title agents.



Canadian Operations

FNF Canada specializes in facilitating all aspects of mortgage transactions throughout Canada. This includes title insurance, document processing, property tax management, appraisal management and valuations services, and collections for financial institutions.

Our end to end solution suite, which is exclusively offered by FNF Canada and unmatched in the industry, seamlessly integrates the services required for the life cycle of a mortgage closing from the request for an appraisal through to funding the transaction. With industry leading technology solutions, unique value-add service strategies, agility, responsiveness, and an uncompromising focus on innovation, we set ourselves apart from our competition.